Former FBI investigator, Dawn McCafferty arrives after a Californian Credit Union discovers 320 million dollars missing. Still haunted from killing a man in the line of duty Dawn left the FBI and her failing relationship to investigate fraud for the NCUA, never wanting to take another life. What she assumes will be another tedious case until the profile suggests the theft is personal and orchestrated by someone with a grudge. Where everyone else focuses on the missing money, she sees revenge.

Tom Williams is trying to escape his past, already on the outs with the credit union from past allegations; he is biding time at a dead-end job waiting for his life to start over. On paper he doesn't seem like a man who needs to steal, yet Dawn becomes certain of his guilt.

As their Cat & Mouse game begins all the dirty little secrets hiding behind the calm facade begin to escape. Tom Williams doesn't act like any suspect she's ever encountered and she finds herself intrigued. The government's mounting pressure to avoid paying the loss brings the investigation and their lives to a dangerous crossroad showing the risks people will take to find what is lost and prove everything is not as it appears.