They created the game but eighteen year old Nicholas Grayson mastered the rules. They are young and entitled and utterly bored with their lives, so they play games to entertain themselves. They call it the "bet" and new girl Ellie Holbrook is their latest target. Ellie is not the kind of girl Nicholas dates, but she is pretty enough to be his next conquest and so he sets out to seduce her and claim a nice little prize at the end. But her seduction proves difficult when she openly rejects his advances. In his dogged pursuit of her he slowly finds himself in her small circle of trusted friends and meets her two year old daughter, Sophie. Life takes a startling turn for Nicholas when he realizes his happiness now lies with the young mother and her daughter. Falling in love with Ellie isn't something Nicholas ever thought could happen to him and he's completely frightened at how fiercely she makes him feel. But before he can further examine those emotions and clearly process them, enemies from Nicholas's personal circle of friends conspire to tear them apart and he must now decide whether their love is worth saving or allow his friends to take away the greatest thing that's ever happened to him.