He is a thief. She is his victim. Lance King, known as Blue, is the charming, local surfer bad boy everyone falls for. This comes in handy since he enjoys taking advantage of privileged college kids as they throw money around wherever they go. What turns out to be a typical spring break quickly changes when he meets the one tourist who exceeds his expectations. Phoebe McCormick is on her way to having the time of her life. With Panama City Beach in her sights, and her two best friends by her side, the possibilities are endless, or so she thinks. What she isn't expecting is Blue, the local surfer to nearly ruin her long anticipated spring break. Her carefree attitude and his charismatic personality is the perfect combination for a successful friendship, but their relationship turns out to be anything but. Once the fantasy world of spring break is over and life resumes in Pennsylvania, a secret she thought she'd be able to keep hidden emerges, making it difficult to ignore. He steals her money, but she will steal something far more valuable from him - a memento that will forever change his life. She is a thief. He is her victim.