Monica Gomez of Rio Blanco, Arizona, is one lucky twenty-nine-year-old. She's smart, pretty, and single. Oh yeah, and a year ago she won forty-five million dollars in a magazine sweepstakes. But as luck would have it, hitting the jackpot triggered an avalanche of misery. Her former boss claims the money is his and he's spent the past year dragging her to court and feeding lurid stories to the tabloid press. Former friends and newly-discovered "family members" pester her day and night demanding cash for their illnesses, their business ideas, or for just being "kin." Sick of hassling over her newfound riches, Monica abruptly moves to Maui, Hawaii. She's looking for a new start, a blank slate. But soon after arriving she's accosted at a Honokowai grocery store by a brawny, wickedly handsome local guy who hits her up for a donation to the Maui Food Bank. Will it never end? Luckily, she's introduced to a good-looking single guy in her posh Kapalua neighborhood whose wealth far surpasses her own. Finally, a guy who "gets" her. But who is he, really? And how much will it cost her to find out? Her fortune, her self-esteem-maybe even her life?